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Revolving Line of Credit Payment Calculator.. In this case, defining the differences between a home equity loan and a line of credit is essential, before looking at the particular advantages and drawbacks of each option.. One common use of a line of credit is to pay off other debts, such.
Why it might not be a good idea to combine a mortgage that’s almost paid off with a home-equity loan – Q: I have four and a half years left on my mortgage. I also have a home-equity. you’re paying it off virtually dollar for dollar. This means that a $1,000 mortgage payment is probably paying down.
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