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If you have a $250,000 home, you’d need at least 30% equity-a mortgage loan balance of no more than $175,000-in order to qualify for a $25,000 home equity loan or line of credit. 9. Can I Get a Home.

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Getting a home loan with bad credit poses problems for many borrowers. Having a bigger down payment increases your chances of being approved for some loan programs. Know your credit score and loan.

If you're looking to purchase a manufactured home, many mortgage lenders will deny you because it is a risky financing vehicle. This is due to.

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Another option that prospective homeowners with bad credit can take is purchasing a home with a co-borrower. Fixing or Preventing Bad Credit. Having bad credit is not the end of the world. It still may be possible for lenders to give you a loan, provided your credit score is not too low.

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